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MTD for Sole Traders & Landlords – Not as Scary as It Sounds

  • esther9863
  • May 8
  • 2 min read

From April 2026, if you're a sole trader and/or a property landlord with total income over £50,000 (before expenses have been deducted), you’ll need to comply with Making Tax Digital (MTD) for Income Tax. That means:


  • Keeping digital records

  • Submitting quarterly income summaries to HMRC

  • Finalising your tax return using MTD-compliant software


Sound overwhelming? It doesn’t have to be.


Here’s the good news:


✅ You don’t need to become a tech whizz

✅ You won’t need to change your tax payment dates

✅ Free and low-cost tools are available – and I can help you choose what suits you best


What about your accountant?


Many accountants will charge extra for handling MTD submissions – and that’s understandable. It takes more of their time, involves more admin, and usually requires new software systems behind the scenes.


But here’s the thing: you don’t need an accountant to comply with Making Tax Digital.


Yes, really. You can do it yourself – and I can show you how.


With the right setup and a bit of guidance, submitting your own quarterly updates can be straightforward, cost-effective, and empowering.


Let’s chat...


If your total income from self-employment and/or property is above £50,000 you'll be pulled into MTD from April 2026, book a call with me to:


  • Confirm that MTD applies to you

  • Understand your exact obligations

  • Explore simple, even free, software solutions

  • Learn how to manage submissions yourself (if you want to!)


This is a great time to get ahead – before HMRC’s letters start landing.


📩 Or drop me a message at Esther@freedom-financials.co.uk


I look forward to connecting with you,


Esther

🌿 Automating the boring, so you can live the beautiful.

 
 
 

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Esther

Hi, I'm Esther

I'm here to support individuals and small businesses with the structure, clarity and systems they need, without the overwhelm.

One thing I’m not is a ‘stuffy accountant’. I love getting to know people and offering useful, jargon-free, business support.

 

I'm also a bit of a tech geek and love a good process!

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