MTD for Sole Traders & Landlords – Not as Scary as It Sounds
- esther9863
- May 8
- 2 min read
From April 2026, if you're a sole trader and/or a property landlord with total income over £50,000 (before expenses have been deducted), you’ll need to comply with Making Tax Digital (MTD) for Income Tax. That means:
Keeping digital records
Submitting quarterly income summaries to HMRC
Finalising your tax return using MTD-compliant software
Sound overwhelming? It doesn’t have to be.
Here’s the good news:
✅ You don’t need to become a tech whizz
✅ You won’t need to change your tax payment dates
✅ Free and low-cost tools are available – and I can help you choose what suits you best
What about your accountant?
Many accountants will charge extra for handling MTD submissions – and that’s understandable. It takes more of their time, involves more admin, and usually requires new software systems behind the scenes.
But here’s the thing: you don’t need an accountant to comply with Making Tax Digital.
Yes, really. You can do it yourself – and I can show you how.
With the right setup and a bit of guidance, submitting your own quarterly updates can be straightforward, cost-effective, and empowering.
Let’s chat...
If your total income from self-employment and/or property is above £50,000 you'll be pulled into MTD from April 2026, book a call with me to:
Confirm that MTD applies to you
Understand your exact obligations
Explore simple, even free, software solutions
Learn how to manage submissions yourself (if you want to!)
This is a great time to get ahead – before HMRC’s letters start landing.
📅 Book a call with me here https://calendly.com/esther-freedom-financials/30min
📩 Or drop me a message at Esther@freedom-financials.co.uk
I look forward to connecting with you,
Esther
🌿 Automating the boring, so you can live the beautiful.
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