MTD for Sole Traders & Landlords – Not as Scary as It Sounds

From April 2026, if you're a sole trader and/or a property landlord with total income over £50,000 (before expenses have been deducted), you’ll need to comply with Making Tax Digital (MTD) for Income Tax. That means:

• Keeping digital records

• Submitting quarterly income summaries to HMRC

• Finalising your tax return using MTD-compliant software

Sound overwhelming? It doesn’t have to be.

Here’s the good news:

✅ You don’t need to become a tech whizz

✅ You won’t need to change your tax payment dates

✅ Free and low-cost tools are available – and I can help you choose what suits you best

What about your accountant?

Many accountants will charge extra for handling MTD submissions – and that’s understandable. It takes more of their time, involves more admin, and usually requires new software systems behind the scenes.

But here’s the thing: you don’t need an accountant to comply with Making Tax Digital.

Yes, really. You can do it yourself – and I can show you how.

With the right setup and a bit of guidance, submitting your own quarterly updates can be straightforward, cost-effective, and empowering.

Let’s chat...

If your total income from self-employment and/or property is above £50,000 you'll be pulled into MTD from April 2026, book a call with me to:

• Confirm that MTD applies to you

• Understand your exact obligations

• Explore simple, even free, software solutions

• Learn how to manage submissions yourself (if you want to!)

  
  

This is a great time to get ahead – before HMRC’s letters start landing.

📅 Book a call with me here https://calendly.com/esther-freedom-financials/30min

📩 Or drop me a message at Esther@freedom-financials.co.uk

I look forward to connecting with you,

Esther

🌿 Automating the boring, so you can live the beautiful.