Making Tax Digital (MTD)

Support for Sole Traders & Landlords

Making Tax Digital for Income Tax is a new UK government requirement that changes how sole traders and landlords report their income to HMRC. Instead of filing everything once a year, you’ll need to keep digital records and submit updates every quarter using compatible software.

From 6th April 2026, this applies to sole traders and landlords with qualifying income over £50,000, with lower thresholds being introduced in future years.

I offer calm, proportionate support for small businesses who want to stay compliant without overpaying or overcomplicating things.

Choose the level of support that suits you...

Check & Submit

Best for confident DIY book-keepers and landlords.

You keep your own digital records and do all of your bookkeeping.

I carry out a light sense-check and submit your quarterly MTD updates to HMRC.

From £25 per month

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Reconcile & Submit

Full Bookkeeping

For clients who prefer to provide paper records and want everything handled for them.

Traditional book-keeping with quarterly MTD updates to HMRC.

*Limited availability

£245 -£400 per month, depending upon transaction volumes

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Optional: Self Assessment Tax Return

If you’re on one of the monthly MTD packages, I can also prepare your year-end Self Assessment tax return at a discounted rate.

MTD Software & Record Keeping

Software

You’re free to use any bookkeeping software or system you prefer.

I’m a Xero Partner and recommend Xero as the easiest and most intuitive option for most sole traders but can also work with QuickBooks and Sage (reluctantly!).

If you’d prefer a no cost option, then opening a Mettle business account gives you free access to FreeAgent, MTD compliant software, which works well for very small businesses.

If you choose to keep your records on a spreadsheet, that’s absolutely fine — however, due to the additional manual review involved, a £5 per month supplement applies.

I’m happy to help you choose the most suitable option at the outset.

Software costs

Prices quoted above do not include the cost of bookkeeping software. Once you’ve chosen the provider you’d like to use, you can set up your own account and subscription directly with them.

As your adviser, you’ll simply invite me into your software so I can review your records and submit the required updates to HMRC on your behalf.

Keeping records

You’re responsible for keeping receipts and purchase invoices to support any business expenses you claim. These can be paper or digital copies.

All expenses must be wholly, exclusively and necessary for your business, in line with HMRC rules. Personal or mixed-use costs can’t be claimed in full.

When in doubt, please check before including an expense.