Making Tax Digital (MTD)
Support for Sole Traders & Landlords
Making Tax Digital for Income Tax is a new UK government requirement that changes how sole traders and landlords report their income to HMRC.
Instead of filing everything once a year, you’ll need to keep digital records and submit updates every 3 months, using compatible software.
Who is affected?
Qualifying income for MTD means your gross income before expenses and tax from self-employment and / or property. You will need to comply with the new MTD rules if the following applies:
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More than £50,000 in 2024/25 — you should have started using MTD from 6 April 2026
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More than £30,000 in 2025/26 — you’ll need to start from 6 April 2027
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More than £20,000 in 2026/27 — you’ll need to start from 6 April 2028
You’ll also need to submit your year-end tax return through MTD-compatible software.
Ready to get started?
Choose the level of support that suits you...
Optional: Self Assessment Tax Return
If you’re on one of the monthly MTD packages, I can also prepare your year-end Self Assessment tax return at a discounted rate.
Software
You’re free to use any bookkeeping software or system you prefer.
I’m a Xero Partner and recommend Xero as the easiest and most intuitive option for most sole traders but can also work with FreeAgent, QuickBooks, Sage and ClearBooks.
If you’d prefer a no cost option, then opening a Mettle business account gives you free access to FreeAgent, MTD compliant software, which works well for very small businesses.
If you choose to keep your records on a spreadsheet, that’s absolutely fine — however, due to the additional manual review involved, a £5 per month supplement applies.
I’m happy to help you choose the most suitable option at the outset.
Software costs
Prices quoted above do not include the cost of bookkeeping software. Once you’ve chosen the provider you’d like to use, you can set up your own account and subscription directly with them.
As your adviser, you’ll simply invite me into your software so I can review your records and submit the required updates to HMRC on your behalf.
Keeping records
You’re responsible for keeping receipts and purchase invoices to support any business expenses you claim. These can be paper or digital copies.
All expenses must be wholly, exclusively and necessary for your business, in line with HMRC rules. Personal or mixed-use costs can’t be claimed in full.
When in doubt, please check before including an expense.